Insurance is becoming the important needed by some people in this recently time, especially in the modern city area. Insurance is something that very familiar with their life. There are a lot of kinds of insurance, such as car insurance, health insurance, house insurance, and many other more.
Actually, insurance is an agreement in which the parties promised to guarantee a secured party, to receive an amount of premium in lieu of loss, which may be suffered by the assured, as a result of an event that is not yet clear. In this case, the party that guarantees usually is an insurance company, while the secured party is an insurance policy holder.
Insurance policyholders are entitled to obtain or make insurance claims to companies that had done the previous agreement if the things that have not been clear (unexpected tragedy) are actually happening. The insurance claim is demand recognition of the fact that a person is entitled have on something, in this case the insurance policy.
However, many insurance companies are little cheating, it means that when they faced the time to accept the claims from their policyholders, they always gain with some reasons, such as the procedure takes a long time, investigation of cases, the necessary documents for the claim is not complete yet, and still many more.